Bankruptcy

Your Chapter 7 & Chapter 13 Bankruptcy Attorneys

Bankruptcy is a difficult process, but it is becoming more and more common in our uncertain economic times. Insightful legal advice is indispensable in protecting your rights and reducing your liabilities. At Goldstein & Bachman, we are here to serve your personal bankruptcy needs. We limit our central New Jersey bankruptcy practice to Chapter 7 and Chapter 13 bankruptcy cases so we can focus our energy on your personal bankruptcy problems.

If you are confused about the differences between Chapter 7 and Chapter 13 personal bankruptcy filings, our experienced attorneys will explain the processes to you in plain English, not legalese. In very general terms, bankruptcy is a way for someone who owes more than he can afford to pay (termed a debtor) to either erase those debts (chapter 7) or to create a repayment plan (chapter 13) while at the same time protecting many of the assets the debtor has. Filing bankruptcy provides immediate relief from creditors and gets you started on regaining control of your life.

You might consider filing personal bankruptcy if you are unable to meet your monthly bills or if your debt becomes unmanageable. If your bills are piling up and you can see no way out of your accumulated debt, contact us. Our bankruptcy lawyers will help you determine if personal bankruptcy is a good solution to your debt problems and, as always, there is no fee for a consultation.